Elmy Fields [Plot 79]
£91,500
3 Bedrooms
Prospa Homes are delighted to offer this modern three bedroom semi detached property built by Anwyl Homes situated in the highly sought after area of Congleton. The Newton is available on the shared ownership scheme, giving you the opportunity to purchase a brand new home at a price you can afford. Anticipated build completion September 2026 (Date subject to change).
Key Features:
- Kitchen
- Ground floor WC
- Living room with dining area and French doors leading to rear garden
- Vinyl flooring to bathroom, WC and kitchen
- Hoover double oven and gas hob, Hoover extractor hood
- Three bedrooms
- Family bathroom
- Driveway with two car parking spaces
- Turfed and fenced garden
- Bike store and hardstanding
Ground Floor
Entrance hallway leading to kitchen, living room with dining area and under stairs storage cupboard, downstairs WC. Symphony fitted kitchen, Hoover double oven, gas hob and Hoover cooker hood with splash back. French doors leading from living room to rear garden.
First Floor
Landing with doors to family bathroom with shower over bath, WC, wash hand basin and part tiled walls. Three bedrooms and storage cupboard.
Outside
Private driveway. Turfed and fenced garden. Bike store in garden.
Tenure
Leasehold. All shared ownership homes must initially be sold via a shared ownership lease. If we own the Freehold and you staircase to 100%, we will transfer the Freehold to you at that point.
Financial Breakdown:
The price shown represents a sale of a 30% share.
- Open market value: £305,000
- 30% share value: £91,500 via a mortgage and deposit.
- Rent = 2.75% of the unsold equity: £489.27 per month (Rents are paid by direct debit to Weaver Vale Housing Trust Limited)
- service charge including buildings insurance: £34.51 per month.
10-75% purchase share available subject to approval.
Eligibility Criteria:
To be eligible for a home at Elmy Fields, you'll need to:
- Have a combined household income under £80,000 per annum
- Not already own a property, or part of a property, at the time of completing on your purchase
- Be unable to purchase a suitable home to meet your housing needs on the open market
- Applications are open to all eligible applicants, priority will be given to those with a local connection to Cheshire East i.e. current address, family or workplace.
Key Information Documents (KID) – When you buy a home through shared ownership, you enter into a shared ownership lease. The lease is a legal agreement between you (the ‘leaseholder’) and the landlord. It sets out the rights and responsibilities of both parties. Before committing to buy a shared ownership property, you should ensure you take independent legal and financial advice.
This key information document is to help you decide if shared ownership is right for you. For your chosen plot you should read this document carefully so that you understand what you are buying, and then keep it safe for future reference. It does not form part of the lease. You should carefully consider the information and the accompanying lease, and discuss any issues with your solicitor before signing the lease.
Key Information
Register your interest in
Elmy Fields [Plot 79]
How does shared ownership work?
Shared ownership is a government backed home ownership option for people struggling to get a foot on the housing ladder.
