Elmy Fields [Plot 85]

Prospa Homes are delighted to offer this modern two bedroom end terrace property built by Anwyl Homes situated in the highly sought after area of Congleton. The Moreton is available on the shared ownership scheme, giving you the opportunity to purchase a brand new home at a price you can afford. Anticipated build completion Jan 2027 (Date subject to change).

Key Features:

• Kitchen
• Ground floor WC
• Living room with dining area and French doors leading to rear garden
• Vinyl flooring to bathroom, WC and kitchen 
• Hoover double oven and gas hob, Hoover extractor hood  
• Two bedrooms  
• Family bathroom  
• Driveway with two car parking spaces  
• Turfed and fenced garden 
• Bike store and hardstanding  

Ground Floor  

Entrance hallway with storage cupboard leading to kitchen, living room with dining area, downstairs WC. Symphony fitted kitchen, Hoover double oven, gas hob and Hoover cooker hood with splash back. French doors leading from living room to rear garden.   

First Floor  

Landing with storage cupboard and doors to family bathroom with shower over bath, WC, wash hand basin and part tiled walls. Two bedrooms. 

Outside  

Private driveway. Turfed and fenced garden. Bike store in garden. 

Tenure

Leasehold. All shared ownership homes must initially be sold via a shared ownership lease. If we own the Freehold and you staircase to 100%, we will transfer the Freehold to you at that point.

Financial Breakdown:

The price shown represents a sale of a 30% share.

• Open market value: £287,000
• 30% share value: £86,100 via a mortgage and deposit.
• Rent = 2.75% of the unsold equity: £460.40 per month (Rents are paid by direct debit to Weaver Vale Housing Trust Limited)
• Service charge including buildings insurance: £33.30 per month.
• Reserve fund for shared driveway costs: £7.08 per month

10-75% purchase share available subject to approval.

Eligibility Criteria:

To be eligible for a home at Elmy Fields, you'll need to:

• Have a combined household income under £80,000 per annum
• Not already own a property, or part of a property, at the time of completing on your purchase
• Be unable to purchase a suitable home to meet your housing needs on the open market
• Applications are open to all eligible applicants, priority will be given to those with a local connection to Cheshire East i.e. current address, family or workplace.